Three Effective Ways to Master the Digital 100 Envelope Challenge

Lately I have been seeing people do the 100-envelope challenge (click Here for an affiliate link to 100 envelope challenge book) and it is a great way to achieve financial goals. Traditionally, you would label 100 envelopes from 1- 100, then add in the amount of money in cash. Though Continue Reading

Revolutionize Your Finances: Six Creative Ways Save More Money

If you are anything like me, we may have entered a new year, but we still have the same wallet. My finances did not magically change when the clock stroke 12AM. So that says to me as we are building, it is time to get creative. As we step into Continue Reading

5 Genius Ways to Save on Textbooks

A new year a new set of students preparing themselves for the mental, emotional and financial strain that comes with higher learning. Purchasing books is one of those things that made me and my wallet cry. The price of college books has been concerning for students and their families for Continue Reading

5 Ways to Save Money During Inflation

I just want to start by saving inflation has been whooping my ass like I owe them money. It’s like I signed up for a subscription, forgot about it, and they just keep charging me. If you are anything like me and your wallet is feeling the pain, my friend Continue Reading

5 Ways to Save Money on Food

Food! We all need it to live, but why does it cost so much?! Getting something that every living organism needs to live can really break the bank. In college, I learned to survive on quite the budget. I mean making something out of nothing type of budget. Whenever money Continue Reading

4 Ways to Relax without Spending Money

It’s important to have some relaxation time. Some people think that in order to relax you have to spend extra money. That’s not the case. You can keep it pocket friendly while trying to relax. If you are like me and you have a budget to keep, here are 4 Continue Reading

The Difference Between Being Cheap and Frugal

Nowadays people seem so quick to call you “cheap” when you would simply rather spend your money wisely. The cost of living is no joke. We all must do what we can to maintain a comfortable lifestyle and keep a decent savings account. There is no shame in that. You Continue Reading

The Thought Process