Three Effective Ways to Master the Digital 100 Envelope Challenge

Lately I have been seeing people do the 100-envelope challenge (click Here for an affiliate link to 100 envelope challenge book) and it is a great way to achieve financial goals. Traditionally, you would label 100 envelopes from 1- 100, then add in the amount of money in cash. Though Continue Reading

Revolutionize Your Finances: Six Creative Ways Save More Money

If you are anything like me, we may have entered a new year, but we still have the same wallet. My finances did not magically change when the clock stroke 12AM. So that says to me as we are building, it is time to get creative. As we step into Continue Reading

5 Genius Ways to Save on Textbooks

A new year a new set of students preparing themselves for the mental, emotional and financial strain that comes with higher learning. Purchasing books is one of those things that made me and my wallet cry. The price of college books has been concerning for students and their families for Continue Reading

5 Affordable Dorm Essentials

College is a very exciting time in a person’s life. This is where you learn, make mistakes, and figure out how to take care of yourself away from your parents. As you prepare for this new journey in your life, it is important to set up your dorm room. After Continue Reading

5 Ways to Save Money During Inflation

I just want to start by saving inflation has been whooping my ass like I owe them money. It’s like I signed up for a subscription, forgot about it, and they just keep charging me. If you are anything like me and your wallet is feeling the pain, my friend Continue Reading

4 Ways to Relax without Spending Money

It’s important to have some relaxation time. Some people think that in order to relax you have to spend extra money. That’s not the case. You can keep it pocket friendly while trying to relax. If you are like me and you have a budget to keep, here are 4 Continue Reading

The Difference Between Being Cheap and Frugal

Nowadays people seem so quick to call you “cheap” when you would simply rather spend your money wisely. The cost of living is no joke. We all must do what we can to maintain a comfortable lifestyle and keep a decent savings account. There is no shame in that. You Continue Reading

6 Ways to Date while Maintaining a Budget

Dating can be hard on its own. Then you have to add in the cost of going out with your partner. Especially, if you have someone who is high maintenance and expects to be picked up in a horse-drawn carriage. If you are dating one of those with not much Continue Reading

The Thought Process